Helpful Tips & Information
Smart financial tips from your Perth based accountants
At Ryan & Partners, we believe good financial decisions start with good information. Here, you’ll find practical tips, timely updates, and answers to common accounting and tax questions – all tailored to individuals, business owners, and investors in Perth and beyond.
💡 Tax Time Tips
1. Don’t wait until June to start organising
Start collecting your receipts, invoices, and income statements early. The ATO now uses real-time data matching, so accurate reporting is essential.
2. Know what you can claim
Common deductions include work-related travel, uniforms, tools, home office expenses, professional memberships, and donations. We can help you claim everything you’re legally entitled to.
3. Be crypto-smart
Bought or sold crypto? The ATO requires capital gains reporting, even if it's peer-to-peer or through an overseas exchange. Keep a record of every transaction.
📁 Record-Keeping Reminders
1. Use cloud tools like Xero or MYOB
Keeping digital records reduces paperwork and makes tax time easier — especially if you’re running a small business.
2. Keep receipts for 5 years
The ATO requires evidence of income and deductions for five years after lodging. Scanned copies or digital receipts are fine.
3. Separate personal and business expenses
Use a dedicated business account to simplify your bookkeeping and reduce the chance of errors.
🚀 Small Business Success Tips
1. Structure matters
Choosing between a sole trader, company, or trust affects your tax rate, liability, and compliance. Ask us for advice before registering a business.
2. Don’t DIY your payroll
Single Touch Payroll (STP) is mandatory. We can manage your payroll so it’s compliant, accurate, and stress-free.
3. Quarterly BAS? Don’t leave it to the last minute
Get ahead by reconciling regularly. We help Perth businesses stay on top of BAS, GST, super, and ATO deadlines.
🔍 Common Questions We Get
❓ Do I need to declare all income – even side jobs or online work?
Yes. The ATO is tracking online platforms (Uber, Airtasker, OnlyFans, etc.) through data-matching.
❓ Can I claim part of my home internet or phone?
If you use it for work or business, yes — but only the work-related portion. We'll guide you on what’s reasonable.
❓ Is it too late to fix a mistake on a past return?
Not at all. We can help amend prior-year returns and work with the ATO if needed.
🗓️ Important Dates to Remember (2025)
July 1 – New financial year begins
October 31 – Due date for self-lodged individual tax returns
Quarterly BAS – Usually due by the 28th of the month following each quarter
Superannuation guarantee payments – Due quarterly
(We’ll send reminders if you’re on our client list!)
🧠 Tools & Resources
👋 Need Personalised Advice?
We’re here to help – not just at tax time, but all year round. Whether you’re launching a business, planning an investment, or just need smart, friendly tax advice, Ryan & Partners has your back.
📞 Call us on 1800 577 411 or contact us online to speak with one of our experienced accountants in Perth.